Please reach us at 256-216-5471 if you cannot find an answer to your question.
Yes, our Alabama homeowner's policy covers for tornado's, wind and hail damage caused by a sudden storm that just happened.
Damage from rising outdoor surface water, flash floods, or overflowing local creeks requires a separate flood policy through the National Flood Insurance Program (NFIP) or private insurers. Normal to have a 30 day wait before coverage will start on flood insurance.
The most effective way to lower home insurance premiums in Madison, Alabama is by bundling your home and auto insurance policies with our agency. Saving's is 30-40%
Dwelling protection (often called Coverage A) pays to repair or rebuild the physical structure of your house if it is damaged by a covered hazard, like a fire, windstorm, hail, lighting or vandalism. It covers the roof, walls, foundation, and permanently attached fixtures like cabinets, flooring, and built-in appliances.
Wind and hail deductibles are normally .5%, 1% or 2% of the dwelling protection amount.
Other peril deductible is normally 1,000, 2,500, 1% or 2%
Mon | 08:00 am – 05:00 pm | |
Tue | 08:00 am – 05:00 pm | |
Wed | 08:00 am – 05:00 pm | |
Thu | 08:00 am – 05:00 pm | |
Fri | 08:00 am – 05:00 pm | |
Sat | Closed | |
Sun | Closed |